INSPERITY RETIREMENT SERVICES
Provide employees a high-value benefit
Retirement plans help attract and retain talent while providing a way for employees to achieve their financial goals.
Retirement plan options
Insperity 401(k) Plan
Standard features and popular options include:
- Various eligibility options
- 100% immediate vesting
- Pretax and Roth contributions
- Automatic enrollment options
- Flexible employer contribution options
- Loans and in-service withdrawals
Insperity customized 401(k) plans
A customized plan can be designed for your specific situation and goals, including various options for:
- Eligibility
- Vesting
- Pretax and Roth contributions
- Employer discretionary or safe harbor contributions
- Automatic enrollment
- Loans and in-service withdrawals
Plan administration
You won’t be bothered with sending payroll reports, tracking eligibility or reviewing most distributions. Insperity also deposits contributions, produces participant communications and prepares IRS Form 5500.
Competitive fees
Our plans have competitive fees that help employees save for retirement on their own terms. The Insperity 401(k) Plan undercuts average industry fees by 40%-70%, depending on the number of plan participants and assets.*
*According to comparisons with data provided by the 401k Averages Book© . Data is licensed from the 401k Averages Book. All rights reserved. 401k Averages Book shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.
Plan sponsorship
With the Insperity 401(k) Plan, Insperity assumes the responsibilities and fiduciary obligations of plan sponsorship, allowing you to focus more on your business. With an Insperity customized 401(k) plan, you sponsor your own plan.
Easy access for employees
Employees can easily access their 401(k) online to enroll, make changes and use helpful tools. The Insperity mobile app provides easy access to view account information.
Dive into more resources about benefits for your employees
Retirement plans and other benefits can help you build an engaged, productive team.
The Insperity guide to offering irresistible employee benefits
Employee financial wellness: Why it matters in the workplace
Learn how Insperity’s HR solutions can help
transform your business
Insperity Retirement Services is an additional fee-based service.