What does health care reform mean to your business?

For all employers, health care reform is complicated to understand. For many, it will be difficult to comply with and implement.

The good news is you don’t have to face these challenges alone. Insperity is ready to help.

Challenge #1

Significant increase in premiums

Due to pricing compression, annual premium increases for small group health insurance are expected to go up 35% or higher.

Insperity provides access to affordable health insurance

Through our unique relationship with UnitedHealthcare® and other national carriers, your employees will have access to cost-effective, comprehensive group health coverage that is safe from dramatic premium increases.

Challenge #2

Numerous compliance requirements

Businesses must ensure compliance with new state and federal HCR-related requirements, such as plan design requirements, waiting periods and more.

Insperity helps your business stay in compliance

We continuously monitor federal and state regulations so that your business can remain compliant, minimizing your risk of ﬁnes and penalties

Challenge #3

New IRS reporting requirements

Businesses must track and report specific employee and benefits-related data. Failure to ﬁle these reports could result in signiﬁcant penalties.

Insperity provides complete administrative and reporting relief

We collect and compile data and documents for reporting to various government agencies, without pulling you away from your business.

And that’s not all…
Here are even more challenges you need to consider

49 or fewer full-time employees

50 or more full-time employees

Notifying employees about state exchanges

Ongoing tracking of employee hours

Perform annual applicable large employer calculations

Increased benefits costs due to increased plan participation

Increased premiums due to market reforms

Changes to health insurance plan designs

Loss of tax advantages if coverage not offered

New IRS reporting requirements

Penalties for not offering qualifying health insurance

Insperity can alleviate your health care reform compliance concerns

For more than 28 years, Insperity has led the HR and benefits administration industry. Throughout our history, we’ve helped thousands of small and midsize businesses prosper by managing their employee administration and compliance burdens so that they can focus on growth.

Health care reform is another opportunity for us to do more of the same.

Ever since the new laws were enacted in early 2010, we’ve been studying and monitoring them to help our Workforce Optimization^® clients be prepared and in compliance.

We’re ready to do the same for your business.

Get the support you need to easily navigate health care reform

Insperity provides you with essential information and step-by-step guidance on the new requirements so that you can shield your business from any unexpected costs and complexities.