We take care of your plan so you can take care
of your employees
With InsperityTM Retirement Services, you can provide an affordable, comprehensive retirement program backed by knowledgeable 401(k) professionals who ensure your plan runs smoothly. Our experienced retirement services professionals will manage many of the daily
operations of your plan, relieving much of the stress of sponsoring a plan.
Your dedicated retirement services team is there every step of the way.
They take care of:
Ongoing administration and recordkeeping
You’ve got a business to run. You don’t have time to worry about the daily administrative and recordkeeping duties associated with sponsoring a retirement plan. With Insperity,
you can leave this up to us, including:
Employees can access their account online for easy enrollment, contribution elections, balance inquiries and investment changes on their own, anytime.
Payroll deferralsWe work closely with you to collect all the necessary employee information so that we can post contributions quickly.
Loans, withdrawals and distribution processingUsing our online loan modeling and withdrawal tools, employees can quickly calculate a loan and submit a withdrawal request on their own.
Compliance and government reporting
When you provide a retirement plan, the government has a long list of requirements you must follow. As a full-service, third-party administrator, we set up your 401(k) plan and perform many of the necessary functions to help ensure your retirement plan meets government regulations, including:
At your plan’s year-end, we will collect data and perform the necessary tests to comply with the IRS’s nondiscrimination laws.
Employee notificationsWe distribute the necessary government regulatory notices directly to your participants so you don’t have to.
Regulatory amendmentsOur retirement professionals keep a close eye on the government requirements and are at-the-ready to help you make any document or operational adjustments when needed.
Employee education
From enrollment education to online investment advice, we are committed to helping your employees achieve their retirement goals.
Consulting
From design to conversion to ongoing plan administration, our specialists guide you through the entire process, making sure plan transition and ongoing operations run smoothly and efficiently.
Provide a competitive, affordable retirement plan.